Financial Planning
A written plan covering your goals, cash flows, emergency fund, insurance needs and investments, reviewed periodically.
Investment Advisory
Asset allocation and product recommendations matched to your risk profile, with no commission from any product manufacturer.
Portfolio Review
An unbiased review of your existing mutual funds, stocks and other holdings, with clear suggestions on what to keep, change or exit.
Retirement Planning
Estimating the corpus you need, the savings required to reach it and a withdrawal strategy for your retired years.
Goal Based Investing
Separate investment strategies for children's education, a home purchase or any other milestone that matters to you.
Risk Profiling
A structured assessment of your risk capacity and tolerance, as required by SEBI, before any advice is given.
Fees
Advisory fees are charged in accordance with the SEBI (Investment Advisers) Regulations, 2013 and the circulars issued under them. The fee applicable to you, the mode of charging it and the scope of service are stated in the Investment Advisory Agreement signed before the engagement begins.
Fees are accepted only through banking channels in the name of the adviser. No cash payments are accepted, and no fee is linked to assured or guaranteed returns.
Before you engage
- Verify the adviser's registration on the SEBI website (www.sebi.gov.in).
- Read the advisory agreement, including the terms and conditions, carefully before signing.
- Complete your KYC and provide accurate information for risk profiling.
- Ask for the rationale behind every recommendation you receive.